I think I heard of YNAB on here actually and went to investigate and got the trial. I'll add my Yell of HELL YES to the others lol. Definitely spend your trials period searching around, there are lots of YNAB bargains to be found. I got my YNAB copy through the MAC website, it was greatly reduced and I have a Windows Pc and it worked perfectly. It truly is an EXCEL spreadsheet on Steroids as a pp stated. All I need to do is lay out my budget with WEEK 1, WEEK 2 etc and put bills coming out in those weeks in sub-categories. I watched al their video tutorials and search their forum and they answered it perfectly. We get a weekly wage and I was puzzled for a while on how to lay out the budget in YNAB for weekly pay. Just because you have money in the bank doesn't mean you can necessarily afford to buy x, y or z. YNAB teaches you to check your BUDGET to see if you can afford things rather than checking your Bank Statement. I signed up for YNAB in January and as you can see from my signature I have killed off nearly a quarter of my debt already. I have been on and off this site since 2007 trying to kill off my debt with very little success. There were a couple of tips in the webinar that were really useful. I had a browse of the forums, signed up to the emails and did the introductory free webinar. Plus with a variable income it's actually really helpful to only enter what we actually have in our hot little hands For me this is really good as I can't start mentally spending money we don't have. The other thing that took me a while to figure out is that it's not really about forecasting, you'd need to do that separately. It's definitely more a system than just a software budget, not everyone will got on with it! It seems pretty much like envelope budgeting/ piggy banking, with a couple of notable additions eg having one months income as a 'buffer' so you are always one month ahead in terms of allocating income. I have now found a spread sheet and that seems to be working fine, but I feel all left out!!Įnjoy YNAB, lots of folk speak very highly of it. I signed up for the free trial after hearing people rave about it.but couldn't get my head around it at all. So they can use it up to 3 devices per Dropbox account.ĮDIT: Typo correction and added clarity in some steps.I'm kinda jealous. Your family or friend will need to setup a Dropbox account. The script explains what it will do and then pauses before it does it.Ĥ.When the shell script is complete, you must drag the resulting app to your /Applications directory to install Copy and paste the following into the terminal window and press Enter (be sure to include the ending quote). So if you have the YNAB 4 Key, download YNAB 4.Ĥ) To make YNAB Classic work on macOS Catalina and above (No Steam needed).ģ. NOTE: Make sure you only get the YNAB that you have the key for. Open the file "steamLicenseFile.txt" which will contain your key that you share with your family and friends.ģ) You can download YNAB Classic through the YNAB Page and does not need Steam to run. Go to your Library > Right-click on "You Need A Budget 4 (YNAB" > Manage > Browse Local Files. Go get it through Steam.Ģ) You can get your key through the Steam Library. If no key is found through the YNAB page. Before I begin, I recommend you ONLY share the key with your family and close friends.Ĥ) Make YNAB Classic work on macOS Catalina and above.ġ) You can get your YNAB Classic key through the YNAB page.
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